Insurance companies sell policies to their policyholders to help them through difficult times and to protect them against calamity. Insurance is not like other products corporations sell. An insurance company does not sell a car to drive, or food to eat, it sells a promise. When a fire destroys your home, when disaster strikes your business, when you are diagnosed with a serious illness or are in need of long-term care, you depend on your insurance to be there.
Unfortunately, all too often, it isn’t. When insurance companies fail to live up to the terms of their policies and unreasonably delay or deny payment of valid claims, individuals and businesses can call our insurance denial attorneys for help.
Fighting for Policyholders
For years we have assisted individuals who were denied benefits under fire policies, denied health benefits through post claim rescissions, and small businesses denied the coverage they were promised.
In insurance dispute cases in Kentucky and Indiana, it is particularly important to contact an attorney early after a claim is filed. Most insurance policies change or attempt to change the time for filing suit and shorten the legal statute of limitations. Unfortunately, these provisions can lead to unfair insurance claims denials that cannot be remedied because the time to bring suit has passed without the policyholder ever getting a clear denial of their claim.
We have handled numerous insurance coverage disputes, Unfair Claims Settlement Practices Act claims, and bad faith claims against insurance companies that put their profits above their promises.
If a health, home, auto, disability, life, or business insurance company is not living up to its promises to you, contact us today.